Strategy Articles

The Importance of Financial Covenants and Proactive Management

Financial covenants are more than
checkboxes in a loan agreement. They are critical levers of trust and control between lenders and borrowers, shaping how businesses operate under financial scrutiny.

Innovation Loans – Are They For You?

Innovate UK’s Innovation Loans are targeted, repayable funding aimed at UK-registered SMEs engaged in late-stage R&D with strong commercialisation potential. Innovate UK is a wholly owned subsidiary of UK Research and Innovation, the UK’s Innovation...

Tips for Building Financial Models

At Snowball we produce a lot of complex financial models, whether they be for management accounts, projections, cashflows or for corporate finance transactions such as acquisitions, sales or management buy outs. This will often include modelling to incorporate...

Cashflow & Funding Risk

Cash is King! Cashflow is the lifeblood of any and every business and a lack of cash to pay bills as they fall due has crashed many a seemingly profitable, successful business. A business needs to plan and monitor its cashflow and the timings of those cashflows...